Basically, the economic downfall hit us hard and we are just now getting back on our feet. I guess during that time, we really learned how to buckle down and not splurge on the unnecessary. Trust me, I was really, really bad. I was the one who's paycheck was half gone before the weekend was over. Living paycheck to paycheck sucks.
So we just started saving for the wedding. We try to put 25-30% of our week's paycheck aside and whatever else we can. So far it's working out well. We don't touch our savings unless we both agree its an emergency or it relates to the wedding.
For each month, we set our Wedding Financial goal. For the month of June, we hope to make a down payment for our venue (that means setting the date!!!!).
So, how do I learn how to save money?
- Leave the Credit Cards at home. If I can't pay for it by the end of the month, I don't need it.
- Use cash. If you are just purchasing something less than 20$ then just pull out the cash. Sometimes when you use your debit card, you tend to forget that you spent the 3$ on lunch or 5$ at starbucks.
- Don't buy it unless you have a coupon. Sorry, I learned this from Kate (Jon & Kate plus 8). When the FH and I go out to eat, we use coupons. A lot of local restaurants have awesome deals but by coupon only. Check your local paper or mailers.
- Bring a lunch to work. Sometimes we just don't have enough time in the morning, but if you make it before you put away the leftover dinner and stick it in the fridge, its one less thing to do (and more time to snooze!) I like to make bento boxes sometimes.
I have many, many more ideas... I gotta save this for another post. Time for bed :)
